RDSP Calculator
Estimate how much your Registered Disability Savings Plan could grow with government grants, bonds, and investment returns.
Your Information
Must be under 60 to open an RDSP
Affects grant and bond amounts
How much you'll contribute each year
Contributions allowed until age 59
Conservative: 4-5%, Moderate: 6-7%, Aggressive: 8%+
Estimated RDSP Value
$180,515
After 20 years
Breakdown
Note: This is an estimate. Actual grants and bonds depend on your DTC eligibility, family income, and contribution timing. Consult with your financial institution for precise calculations.
Grant Limits
Lifetime: $70,000
Annual (low income): Up to $3,500
Available until: Age 49
Bond Limits
Lifetime: $20,000
Annual (low income): Up to $1,000
Available until: Age 49
Contribution Limits
Lifetime: $200,000
Annual: No limit
Available until: Age 59
Learn More About RDSPs
Understand eligibility, the 10-year withdrawal rule, carry-forward provisions, and strategies to maximize your RDSP.
Read the Full RDSP Guide