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Retirement Hub
Retirement Planning
It's never too early (or too late) to plan for retirement. Understand CPP, OAS, and how much you actually need.
65
Standard Retirement Age
$1,364
Max CPP at 65 (2026)
$727
Max OAS at 65 (2026)
70%
Income Replacement Target
Retirement Guides
🏛️Essentials
CPP & OAS Explained
How Canada Pension Plan and Old Age Security work, when to start, and how much you'll get.
🧮Calculator
How Much Do You Need to Retire?
Calculate your retirement number based on your lifestyle and goals.
👶Family
RESP: Saving for Your Kids' Education
How RESPs work, government grants, and maximizing your child's education savings.
📐
Quick Rule of Thumb
Aim to replace about 70% of your pre-retirement income. Between CPP, OAS, and your personal savings (RRSP/TFSA), you can build a comfortable retirement.